Why Most Small Businesses Aren’t Using AI Yet (And It’s Not What You Think)
Artificial intelligence is no longer a concept on the horizon. According to the U.S. Chamber of Commerce, AI adoption among small businesses has more than doubled since 2023, and more than half of small business leaders now describe AI tools as critical to their...
The SBA Raised the Ceiling. Is Your Business Ready to Walk Through the Door?
The Rule Change The U.S. Small Business Administration (SBA) recently announced that, effective July 4, 2026, eligible borrowers can combine 7(a) and 504 loans to access up to $10 million in SBA-backed financing. That doubles the prior $5 million cumulative cap and,...
Immigrant-Owned Businesses: Getting Approved Isn’t the Problem. Getting Fully Funded Is.
Access to capital is often framed as approval versus denial. The data suggests something more nuanced. According to the Federal Reserve’s 2026 Small Business Credit Survey: Chartbook on Immigrant-Owned Firms, 44% of immigrant-owned businesses were fully approved for...
The Tariff Refund Window Is Open. Here Is What Small Business Importers Need to Do.
On February 20, 2026, the U.S. Supreme Court struck down a category of tariffs called IEEPA tariffs. More than 300,000 U.S. companies that paid these tariffs are owed refunds, totaling roughly $166 billion. U.S. Customs opened the refund process on April 20, and...