Your Small Business AI Stack
Last week, we explored why readiness, not cost, is the real barrier to AI adoption for small businesses. The JPMorgan Chase Institute’s April 2026 research confirms it: the businesses moving beyond experimentation are not the ones with the biggest budgets. They...
Why Most Small Businesses Aren’t Using AI Yet (And It’s Not What You Think)
Artificial intelligence is no longer a concept on the horizon. According to the U.S. Chamber of Commerce, AI adoption among small businesses has more than doubled since 2023, and more than half of small business leaders now describe AI tools as critical to their...
The SBA Raised the Ceiling. Is Your Business Ready to Walk Through the Door?
The Rule Change The U.S. Small Business Administration (SBA) recently announced that, effective July 4, 2026, eligible borrowers can combine 7(a) and 504 loans to access up to $10 million in SBA-backed financing. That doubles the prior $5 million cumulative cap and,...
Immigrant-Owned Businesses: Getting Approved Isn’t the Problem. Getting Fully Funded Is.
Access to capital is often framed as approval versus denial. The data suggests something more nuanced. According to the Federal Reserve’s 2026 Small Business Credit Survey: Chartbook on Immigrant-Owned Firms, 44% of immigrant-owned businesses were fully approved for...