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The Two-Track Economy: What Small Business Owners Need to Understand Right Now

The Two-Track Economy: What Small Business Owners Need to Understand Right Now

by Admin | Jul 2, 2026 | Becoming Bankable, Business Strategy, SMB Leadership, Strategy Planning

The current economy, also described as “K-shaped” or “bifurcated”, depending on which numbers or reports you read, appears to be doing well. Small business owners know better. This is the two-track economy, and the data suggests it is widening. Select macroeconomic...
Your Small Business AI Stack

Your Small Business AI Stack

by Admin | Jun 25, 2026 | AI Adoption, Becoming Bankable, Business Strategy, SMB Leadership

Last week, we explored why readiness, not cost, is the real barrier to AI adoption for small businesses. The JPMorgan Chase Institute’s April 2026 research confirms it: the businesses moving beyond experimentation are not the ones with the biggest budgets. They...
Why Most Small Businesses Aren’t Using AI Yet (And It’s Not What You Think)

Why Most Small Businesses Aren’t Using AI Yet (And It’s Not What You Think)

by Admin | Jun 18, 2026 | AI Adoption, Business Strategy, SMB Leadership, Strategy Planning

Artificial intelligence is no longer a concept on the horizon. According to the U.S. Chamber of Commerce, AI adoption among small businesses has more than doubled since 2023, and more than half of small business leaders now describe AI tools as critical to their...
The SBA Raised the Ceiling. Is Your Business Ready to Walk Through the Door?

The SBA Raised the Ceiling. Is Your Business Ready to Walk Through the Door?

by Admin | Jun 11, 2026 | Becoming Bankable, Economic Insight, SMB Leadership

The Rule Change The U.S. Small Business Administration (SBA) recently announced that, effective July 4, 2026, eligible borrowers can combine 7(a) and 504 loans to access up to $10 million in SBA-backed financing. That doubles the prior $5 million cumulative cap and,...
Immigrant-Owned Businesses: Getting Approved Isn’t the Problem. Getting Fully Funded Is.

Immigrant-Owned Businesses: Getting Approved Isn’t the Problem. Getting Fully Funded Is.

by Admin | May 28, 2026 | Becoming Bankable, SMB Leadership, Strategy Planning

Access to capital is often framed as approval versus denial. The data suggests something more nuanced. According to the Federal Reserve’s 2026 Small Business Credit Survey: Chartbook on Immigrant-Owned Firms, 44% of immigrant-owned businesses were fully approved for...
The Tariff Refund Window Is Open. Here Is What Small Business Importers Need to Do.

The Tariff Refund Window Is Open. Here Is What Small Business Importers Need to Do.

by Admin | May 21, 2026 | Business Strategy, Economic Insight, SMB Leadership

On February 20, 2026, the U.S. Supreme Court struck down a category of tariffs called IEEPA tariffs. More than 300,000 U.S. companies that paid these tariffs are owed refunds, totaling roughly $166 billion. U.S. Customs opened the refund process on April 20, and...
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Recent Posts

  • Why AI Adoption Accelerates When Leaders Go First
  • You Do Not Have to Export to Qualify for an SBA International Trade Loan
  • Small Businesses Are Borrowing Again, Mostly on Lines of Credit
  • The Smallest Firms Are Carrying the Heaviest Load
  • Capital Readiness Is a Strategic Question

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