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The Smallest Firms Are Carrying the Heaviest Load

The Smallest Firms Are Carrying the Heaviest Load

by Admin | Jul 23, 2026 | Becoming Bankable, Business Planning, Business Strategy, SMB Leadership

Small business profitability declined further through May 2026, according to the June edition of the Bank of America Institute Small Business Checkpoint. The inflow-to-outflow ratio, a measure of cash flow health, fell across every revenue tier. But the decline has...
Capital Readiness Is a Strategic Question

Capital Readiness Is a Strategic Question

by Admin | Jul 16, 2026 | Becoming Bankable, Capital Readiness, SMB Leadership

Opportunity rarely gives advance notice. Most business owners spend real time planning for growth. Far fewer prepare for the opportunities they cannot predict. A major contract. A new location. An acquisition. A partnership that changes the trajectory of the business....
Halfway Through the Year: Are You More Bankable Than You Were in January?

Halfway Through the Year: Are You More Bankable Than You Were in January?

by Admin | Jul 9, 2026 | Becoming Bankable, Business Planning, Capital Readiness, SMB Leadership

At the start of 2026, most small business owners set their sights on growth. More revenue. New customers. Expanded capacity. If you identified the priorities that mattered most heading into this year, you had a clear sense of where you wanted to go. Six months later,...
The Two-Track Economy: What Small Business Owners Need to Understand Right Now

The Two-Track Economy: What Small Business Owners Need to Understand Right Now

by Admin | Jul 2, 2026 | Becoming Bankable, Business Strategy, Capital Readiness, SMB Leadership

The current economy, also described as “K-shaped” or “bifurcated”, depending on which numbers or reports you read, appears to be doing well. Small business owners know better. This is the two-track economy, and the data suggests it is widening. Select macroeconomic...
Your Small Business AI Stack

Your Small Business AI Stack

by Admin | Jun 25, 2026 | AI Adoption, Becoming Bankable, Business Strategy, SMB Leadership

Last week, we explored why readiness, not cost, is the real barrier to AI adoption for small businesses. The JPMorgan Chase Institute’s April 2026 research confirms it: the businesses moving beyond experimentation are not the ones with the biggest budgets. They...
Why Most Small Businesses Aren’t Using AI Yet (And It’s Not What You Think)

Why Most Small Businesses Aren’t Using AI Yet (And It’s Not What You Think)

by Admin | Jun 18, 2026 | AI Adoption, Business Planning, Business Strategy, SMB Leadership

Artificial intelligence is no longer a concept on the horizon. According to the U.S. Chamber of Commerce, AI adoption among small businesses has more than doubled since 2023, and more than half of small business leaders now describe AI tools as critical to their...
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