by Admin | May 14, 2026 | Becoming Bankable, Business Strategy, Economic Insight
The April Bank of America Institute Small Business Checkpoint frames a contradiction worth a closer look. Profitability growth held positive through the first quarter, but small business payroll growth has been negative for three consecutive months, and overall...
by Admin | May 7, 2026 | Becoming Bankable, SMB Leadership, Strategy Planning
Each year since 1963, National Small Business Week, typically celebrated during the first week in May, has served as the nation’s official recognition of the contributions small businesses make to the economy. America’s 36 million small businesses make up...
by Admin | Apr 30, 2026 | Becoming Bankable, SMB Leadership, Strategy Planning
For nearly four years, lenders across the country have reported a net decline in the credit quality of small business loan applicants. Fifteen consecutive quarters of declining applicant credit quality, running from the second quarter of 2022 through the fourth...
by Admin | Apr 23, 2026 | Becoming Bankable, SMB Leadership, Strategy Planning
Most small business loan denials are not decisions made at the end of the process. By the time a lender delivers their answer, your financials have already told them what they need to know. Understanding what they are looking for is the first step toward changing the...
by Admin | Apr 16, 2026 | Becoming Bankable, SMB Leadership
For many small businesses, online lenders feel like the easiest path to capital. Applications are simple. Decisions are quick. Funding can happen in days instead of weeks. That convenience matters, especially when cash flow is tight or an opportunity cannot wait. But...
by Admin | Apr 2, 2026 | Becoming Bankable, Strategy Planning
When small businesses apply for financing, many expect the outcome to be simple: approved or denied. In reality, the result often lands somewhere in between. Recently published Federal Reserve data shows that just about half of small businesses receive the full amount...
