by Admin | Jul 2, 2026 | Becoming Bankable, Business Strategy, SMB Leadership, Strategy Planning
The current economy, also described as “K-shaped” or “bifurcated”, depending on which numbers or reports you read, appears to be doing well. Small business owners know better. This is the two-track economy, and the data suggests it is widening. Select macroeconomic...
by Admin | Jun 25, 2026 | Becoming Bankable, Business Strategy, SMB Leadership
Last week, we explored why readiness, not cost, is the real barrier to AI adoption for small businesses. The JPMorgan Chase Institute’s April 2026 research confirms it: the businesses moving beyond experimentation are not the ones with the biggest budgets. They...
by Admin | Jun 11, 2026 | Becoming Bankable, Economic Insight, SMB Leadership
The Rule Change The U.S. Small Business Administration (SBA) recently announced that, effective July 4, 2026, eligible borrowers can combine 7(a) and 504 loans to access up to $10 million in SBA-backed financing. That doubles the prior $5 million cumulative cap and,...
by Admin | Jun 4, 2026 | Becoming Bankable, Business Strategy, Economic Insight
Capital investment is one of the clearest signals of business confidence. When owners are willing to spend on equipment, vehicles, facilities, and technology, it means they believe the future justifies the outlay. When they stop, it means something else entirely....
by Admin | May 28, 2026 | Becoming Bankable, SMB Leadership, Strategy Planning
Access to capital is often framed as approval versus denial. The data suggests something more nuanced. According to the Federal Reserve’s 2026 Small Business Credit Survey: Chartbook on Immigrant-Owned Firms, 44% of immigrant-owned businesses were fully approved for...
by Admin | May 14, 2026 | Becoming Bankable, Business Strategy, Economic Insight
The April Bank of America Institute Small Business Checkpoint frames a contradiction worth a closer look. Profitability growth held positive through the first quarter, but small business payroll growth has been negative for three consecutive months, and overall...
