by Admin | Aug 20, 2026 | Business Planning, Business Strategy, Profitability
In a recent report, the Boston Fed found that payment fraud risk is increasing as the number of ways to pay expands. This is attributed to a widening field of digital wallets, peer-to-peer apps, and buy-now-pay-later options, most of them run by fintech companies...
by Admin | Aug 6, 2026 | Becoming Bankable, Business Planning, Business Strategy, SMB Leadership
The International Trade Loan is a variant of the SBA 7(a) loan. It funds facilities and equipment used in the United States to produce goods or services, working capital, and debt refinancing under existing program rules. It carries a 90% SBA guarantee, compared with...
by Admin | Jul 23, 2026 | Becoming Bankable, Business Planning, Business Strategy, SMB Leadership
Small business profitability declined further through May 2026, according to the June edition of the Bank of America Institute Small Business Checkpoint. The inflow-to-outflow ratio, a measure of cash flow health, fell across every revenue tier. But the decline has...
by Admin | Jul 9, 2026 | Becoming Bankable, Business Planning, Business Strategy, SMB Leadership
At the start of 2026, most small business owners set their sights on growth. More revenue. New customers. Expanded capacity. If you identified the priorities that mattered most heading into this year, you had a clear sense of where you wanted to go. Six months later,...
by Admin | Jul 2, 2026 | Becoming Bankable, Business Planning, Business Strategy, SMB Leadership
The current economy, also described as “K-shaped” or “bifurcated”, depending on which numbers or reports you read, appears to be doing well. Small business owners know better. This is the two-track economy, and the data suggests it is widening. Select macroeconomic...
by Admin | Jun 18, 2026 | AI Adoption, Business Planning, Business Strategy, SMB Leadership
Artificial intelligence is no longer a concept on the horizon. According to the U.S. Chamber of Commerce, AI adoption among small businesses has more than doubled since 2023, and more than half of small business leaders now describe AI tools as critical to their...