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Small Business Expansion: Interest Rates Aren’t What’s Holding You Back

Small Business Expansion: Interest Rates Aren’t What’s Holding You Back

by Admin | Sep 24, 2026 | Becoming Bankable, Business Planning

In June, we observed small businesses pulling back on capital expenditures. The latest NFIB Small Business Economic Trends, a monthly national survey of owners, provides additional insight into this slowdown and what it means for small business expansion. NFIB asks...
Payment Fraud Risk Is on the Rise for Small Businesses

Payment Fraud Risk Is on the Rise for Small Businesses

by Admin | Aug 20, 2026 | Business Planning, Business Strategy, Profitability

In a recent report, the Boston Fed found that payment fraud risk is increasing as the number of ways to pay expands. This is attributed to a widening field of digital wallets, peer-to-peer apps, and buy-now-pay-later options, most of them run by fintech companies...
You Do Not Have to Export to Qualify for an SBA International Trade Loan

You Do Not Have to Export to Qualify for an SBA International Trade Loan

by Admin | Aug 6, 2026 | Becoming Bankable, Business Planning, Business Strategy, SMB Leadership

The International Trade Loan is a variant of the SBA 7(a) loan. It funds facilities and equipment used in the United States to produce goods or services, working capital, and debt refinancing under existing program rules. It carries a 90% SBA guarantee, compared with...
The Smallest Firms Are Carrying the Heaviest Load

The Smallest Firms Are Carrying the Heaviest Load

by Admin | Jul 23, 2026 | Becoming Bankable, Business Planning, Business Strategy, SMB Leadership

Small business profitability declined further through May 2026, according to the June edition of the Bank of America Institute Small Business Checkpoint. The inflow-to-outflow ratio, a measure of cash flow health, fell across every revenue tier. But the decline has...
Halfway Through the Year: Are You More Bankable Than You Were in January?

Halfway Through the Year: Are You More Bankable Than You Were in January?

by Admin | Jul 9, 2026 | Becoming Bankable, Business Planning, Capital Readiness, SMB Leadership

At the start of 2026, most small business owners set their sights on growth. More revenue. New customers. Expanded capacity. If you identified the priorities that mattered most heading into this year, you had a clear sense of where you wanted to go. Six months later,...
Why Most Small Businesses Aren’t Using AI Yet (And It’s Not What You Think)

Why Most Small Businesses Aren’t Using AI Yet (And It’s Not What You Think)

by Admin | Jun 18, 2026 | AI Adoption, Business Planning, Business Strategy, SMB Leadership

Artificial intelligence is no longer a concept on the horizon. According to the U.S. Chamber of Commerce, AI adoption among small businesses has more than doubled since 2023, and more than half of small business leaders now describe AI tools as critical to their...
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Recent Posts

  • Small Business Expansion: Interest Rates Aren’t What’s Holding You Back
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  • Why Small Businesses Choose A Lender: What The Data Shows

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