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Embedded Small Business Lending Is Rewriting Who Originates the Relationship

Embedded Small Business Lending Is Rewriting Who Originates the Relationship

by Admin | Sep 10, 2026 | Business Strategy, Capital Readiness, Economic Insight

Your member already got the loan, just not from you. Increasingly, that’s because the credit relationship already happened elsewhere: inside the point-of-sale system, accounting software, or payment processor the member uses every day. This is embedded small...
Tariff refunds are landing. Here is what the data shows three months in.

Tariff refunds are landing. Here is what the data shows three months in.

by Admin | Sep 3, 2026 | Business Strategy, Economic Insight, SMB Leadership

This past April, tariff refunds became available to over 300,000 small business importers, opened by U.S. Customs and covering a $166 billion pool of IEEPA payments. Bank of America’s latest Small Business Checkpoint now gives us a first look at how the process...
The SBA Raised the Ceiling. Is Your Business Ready to Walk Through the Door?

The SBA Raised the Ceiling. Is Your Business Ready to Walk Through the Door?

by Admin | Jun 11, 2026 | Becoming Bankable, Economic Insight, SMB Leadership

The Rule Change The U.S. Small Business Administration (SBA) recently announced that, effective July 4, 2026, eligible borrowers can combine 7(a) and 504 loans to access up to $10 million in SBA-backed financing. That doubles the prior $5 million cumulative cap and,...
Why Small Businesses Have Stopped Investing

Why Small Businesses Have Stopped Investing

by Admin | Jun 4, 2026 | Becoming Bankable, Business Strategy, Economic Insight

Capital investment is one of the clearest signals of business confidence. When owners are willing to spend on equipment, vehicles, facilities, and technology, it means they believe the future justifies the outlay. When they stop, it means something else entirely....
The Tariff Refund Window Is Open. Here Is What Small Business Importers Need to Do.

The Tariff Refund Window Is Open. Here Is What Small Business Importers Need to Do.

by Admin | May 21, 2026 | Business Strategy, Economic Insight, SMB Leadership

On February 20, 2026, the U.S. Supreme Court struck down a category of tariffs called IEEPA tariffs. More than 300,000 U.S. companies that paid these tariffs are owed refunds, totaling roughly $166 billion. U.S. Customs opened the refund process on April 20, and...
Why Many Small Businesses Are Pulling Back Despite Profitability

Why Many Small Businesses Are Pulling Back Despite Profitability

by Admin | May 14, 2026 | Becoming Bankable, Business Strategy, Economic Insight

The April Bank of America Institute Small Business Checkpoint frames a contradiction worth a closer look. Profitability growth held positive through the first quarter, but small business payroll growth has been negative for three consecutive months, and overall...
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Recent Posts

  • Embedded Small Business Lending Is Rewriting Who Originates the Relationship
  • Tariff refunds are landing. Here is what the data shows three months in.
  • Why Small Businesses Choose A Lender: What The Data Shows
  • Payment Fraud Risk Is on the Rise for Small Businesses
  • Why AI Adoption Accelerates When Leaders Go First

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