Tariff refunds are landing. Here is what the data shows three months in.
This past April, tariff refunds became available to over 300,000 small business importers, opened by U.S. Customs and covering a $166 billion pool of IEEPA payments. Bank of America’s latest Small Business Checkpoint now gives us a first look at how the process...
Why Small Businesses Choose A Lender: What The Data Shows
An existing relationship is the single biggest reason small businesses choose a lender, cited by 48% of applicants in Federal Reserve survey data weighted across banks, credit unions, online lenders, finance companies, and CDFIs. Speed of decision and the odds of...
Why AI Adoption Accelerates When Leaders Go First
According to the latest Federal Reserve Bank of Atlanta’s Survey of Business Uncertainty report, personal AI adoption among business executives is accelerating: the share who personally use AI for at least one hour a week climbed from 72% in November 2025 to 84%...
You Do Not Have to Export to Qualify for an SBA International Trade Loan
The International Trade Loan is a variant of the SBA 7(a) loan. It funds facilities and equipment used in the United States to produce goods or services, working capital, and debt refinancing under existing program rules. It carries a 90% SBA guarantee, compared with...