by Admin | Aug 13, 2026 | AI Adoption, Business Strategy, SMB Leadership
According to the latest Federal Reserve Bank of Atlanta’s Survey of Business Uncertainty report, personal AI adoption among business executives is accelerating: the share who personally use AI for at least one hour a week climbed from 72% in November 2025 to 84%...
by Admin | Aug 6, 2026 | Becoming Bankable, Business Strategy, SMB Leadership, Strategy Planning
The International Trade Loan is a variant of the SBA 7(a) loan. It funds facilities and equipment used in the United States to produce goods or services, working capital, and debt refinancing under existing program rules. It carries a 90% SBA guarantee, compared with...
by Admin | Jul 30, 2026 | Becoming Bankable, Business Strategy, SMB Leadership
We have tracked the decline in small business applicant credit quality across 15 straight quarters through 4Q25, and in 1Q26 it declined again, the 16th in a row. What changed is on the demand side. According to the latest Federal Reserve Bank of Kansas City Small...
by Admin | Jul 23, 2026 | Becoming Bankable, Business Strategy, SMB Leadership, Strategy Planning
Small business profitability declined further through May 2026, according to the June edition of the Bank of America Institute Small Business Checkpoint. The inflow-to-outflow ratio, a measure of cash flow health, fell across every revenue tier. But the decline has...
by Admin | Jul 9, 2026 | Becoming Bankable, Business Strategy, SMB Leadership, Strategy Planning
At the start of 2026, most small business owners set their sights on growth. More revenue. New customers. Expanded capacity. If you identified the priorities that mattered most heading into this year, you had a clear sense of where you wanted to go. Six months later,...
by Admin | Jul 2, 2026 | Becoming Bankable, Business Strategy, SMB Leadership, Strategy Planning
The current economy, also described as “K-shaped” or “bifurcated”, depending on which numbers or reports you read, appears to be doing well. Small business owners know better. This is the two-track economy, and the data suggests it is widening. Select macroeconomic...
