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You Do Not Have to Export to Qualify for an SBA International Trade Loan

You Do Not Have to Export to Qualify for an SBA International Trade Loan

by Admin | Aug 6, 2026 | Becoming Bankable, Business Planning, Business Strategy, SMB Leadership

The International Trade Loan is a variant of the SBA 7(a) loan. It funds facilities and equipment used in the United States to produce goods or services, working capital, and debt refinancing under existing program rules. It carries a 90% SBA guarantee, compared with...
Capital Readiness Is a Strategic Question

Capital Readiness Is a Strategic Question

by Admin | Jul 16, 2026 | Becoming Bankable, Capital Readiness, SMB Leadership

Opportunity rarely gives advance notice. Most business owners spend real time planning for growth. Far fewer prepare for the opportunities they cannot predict. A major contract. A new location. An acquisition. A partnership that changes the trajectory of the business....
Halfway Through the Year: Are You More Bankable Than You Were in January?

Halfway Through the Year: Are You More Bankable Than You Were in January?

by Admin | Jul 9, 2026 | Becoming Bankable, Business Planning, Capital Readiness, SMB Leadership

At the start of 2026, most small business owners set their sights on growth. More revenue. New customers. Expanded capacity. If you identified the priorities that mattered most heading into this year, you had a clear sense of where you wanted to go. Six months later,...
The SBA Raised the Ceiling. Is Your Business Ready to Walk Through the Door?

The SBA Raised the Ceiling. Is Your Business Ready to Walk Through the Door?

by Admin | Jun 11, 2026 | Becoming Bankable, Economic Insight, SMB Leadership

The Rule Change The U.S. Small Business Administration (SBA) recently announced that, effective July 4, 2026, eligible borrowers can combine 7(a) and 504 loans to access up to $10 million in SBA-backed financing. That doubles the prior $5 million cumulative cap and,...
Immigrant-Owned Businesses: Getting Approved Isn’t the Problem. Getting Fully Funded Is.

Immigrant-Owned Businesses: Getting Approved Isn’t the Problem. Getting Fully Funded Is.

by Admin | May 28, 2026 | Becoming Bankable, Business Planning, SMB Leadership

Access to capital is often framed as approval versus denial. The data suggests something more nuanced. According to the Federal Reserve’s 2026 Small Business Credit Survey: Chartbook on Immigrant-Owned Firms, 44% of immigrant-owned businesses were fully approved for...
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