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Small Business Credit Quality Is Declining: What It Means for Borrowing Power

Small Business Credit Quality Is Declining: What It Means for Borrowing Power

by Admin | Oct 16, 2025 | Becoming Bankable, SMB Leadership, Strategy Planning

A Persistent Decline in Credit Quality For the 13th consecutive quarter, banks are reporting a decline in small business credit quality, according to the recently published Federal Reserve Bank of Kansas City’s Q2 2025 Small Business Lending Survey. While interest...
Is Your Business Lender-Ready? Capital Readiness for Small Business in Today’s Tight Credit Market

Is Your Business Lender-Ready? Capital Readiness for Small Business in Today’s Tight Credit Market

by Admin | Jul 17, 2025 | Becoming Bankable, Business Strategy, Profitability, SMB Leadership

A Goldman Sachs survey published this past June confirmed what many business owners already know — affordable capital is getting harder to access. Even established, employer-based businesses ready to grow, expand, or hire are being forced to pause. Not because of lack...
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Recent Posts

  • Small Businesses Are Using AI, But Not to Replace Workers
  • Why Many Small Businesses Don’t Receive the Full Funding They Request
  • Small Business Credit Readiness: Why Lenders Still Say No
  • Small Business Lender Readiness Starts With Credit
  • How Small Businesses Can Compete in a Skills-Based Labor Market

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