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Owner Discipline: The Strategic Capital Allocation Decision

Owner Discipline: The Strategic Capital Allocation Decision

by Admin | Nov 27, 2025 | Business Planning, Business Strategy, SMB Leadership

From December 2024 to October 2025, small business owners demonstrated a disciplined approach to capital allocation strategy despite dramatic shifts in sales expectations. The percentage of owners expecting sales to rise dropped from 22% to 6% — a 73% decline in sales...
What America’s Top Small Businesses Have in Common

What America’s Top Small Businesses Have in Common

by Admin | Nov 20, 2025 | Business Planning, Business Strategy, SMB Leadership

The U.S. Chamber of Commerce recently completed an analysis that may provide valuable insights to help manage your business. They reviewed more than 12,500 applications to identify America’s top 100 small businesses. The selected honorees represent 15 different...
JPMorgan Chase’s $10 Billion Capital Opportunity for Your Business

JPMorgan Chase’s $10 Billion Capital Opportunity for Your Business

by Admin | Nov 6, 2025 | Becoming Bankable, Business Strategy, SMB Leadership

JPMorgan Chase announced a $1.5 trillion, 10-year Security and Resiliency Initiative focused on strengthening America’s critical industries. The bank is deploying up to $10 billion in direct capital investments to help companies enhance growth, spur innovation,...
Rising Uncertainty, Slowing Optimism: What Small Businesses Are Signaling Now

Rising Uncertainty, Slowing Optimism: What Small Businesses Are Signaling Now

by Admin | Oct 23, 2025 | Becoming Bankable, Business Strategy, Economic Insight, SMB Leadership

The latest NFIB Small Business Economic Trends report shows that optimism among small business owners declined in September for the first time in three months. The Small Business Optimism Index fell to 98.8 (down 2.0 points from August), while the Uncertainty Index...
Federal Contracting Reforms Claimed to Ease Small Business Access

Federal Contracting Reforms Claimed to Ease Small Business Access

by Admin | Oct 9, 2025 | Business Strategy, SMB Leadership

Many small business leaders view government contracting as a means to diversify their revenue streams. In September 2025, the White House and the Small Business Administration (SBA) claimed that reforms to federal contracting rules would reduce barriers for small...
SBA Refines Loan Options for Manufacturers with FY 2026 Fee Waiver

SBA Refines Loan Options for Manufacturers with FY 2026 Fee Waiver

by Admin | Oct 2, 2025 | Business Planning, Business Strategy, SMB Leadership

The Small Business Administration (SBA) has introduced the Manufacturing Loan Program (MLP), a dedicated track within its existing loan system. Rather than creating a new product, the program brings together two long-standing SBA tools, the 7(a) loan and the 504 loan,...
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