Rising Uncertainty, Slowing Optimism: What Small Businesses Are Signaling Now
The latest NFIB Small Business Economic Trends report shows that optimism among small business owners declined in September for the first time in three months. The Small Business Optimism Index fell to 98.8 (down 2.0 points from August), while the Uncertainty Index...
Small Business Credit Quality Is Declining: What It Means for Borrowing Power
A Persistent Decline in Credit Quality For the 13th consecutive quarter, banks are reporting a decline in small business credit quality, according to the recently published Federal Reserve Bank of Kansas City’s Q2 2025 Small Business Lending Survey. While interest...
Small Business Financing Trends: When Optimism Meets Profit Pressure
In a recent post, we highlighted a paradox in the small business landscape: optimism was climbing, but investment lagged. The latest NFIB Small Business Economic Trends report (August 2025) shows the same pattern playing out in financing. Borrowing Is at Its Lowest in...
Digital Payment Adoption for Small Businesses: From Cash Decline to Digital Growth
For small businesses, how customers pay is just as important as what they buy. Customers Are Choosing Digital According to the Empowering Small Business 2025 report recently published by the US Chamber of Commerce, between one-third and two-fifths of small business...