by Admin | Oct 30, 2025 | Economic Insight, SMB Leadership, Strategy Planning
Are rising costs squeezing your business margins? You’re not alone. 75% of small businesses cite rising costs as their top financial challenge, according to the Federal Reserve’s 2024 Small Business Credit Survey released in March 2025. The key to...
by Admin | Oct 23, 2025 | Becoming Bankable, Business Strategy, Economic Insight, SMB Leadership
The latest NFIB Small Business Economic Trends report shows that optimism among small business owners declined in September for the first time in three months. The Small Business Optimism Index fell to 98.8 (down 2.0 points from August), while the Uncertainty Index...
by Admin | Oct 16, 2025 | Becoming Bankable, SMB Leadership, Strategy Planning
A Persistent Decline in Credit Quality For the 13th consecutive quarter, banks are reporting a decline in small business credit quality, according to the recently published Federal Reserve Bank of Kansas City’s Q2 2025 Small Business Lending Survey. While interest...
by Admin | Oct 9, 2025 | Business Strategy, SMB Leadership
Many small business leaders view government contracting as a means to diversify their revenue streams. In September 2025, the White House and the Small Business Administration (SBA) claimed that reforms to federal contracting rules would reduce barriers for small...
by Admin | Oct 2, 2025 | Business Strategy, SMB Leadership, Strategy Planning
The Small Business Administration (SBA) has introduced the Manufacturing Loan Program (MLP), a dedicated track within its existing loan system. Rather than creating a new product, the program brings together two long-standing SBA tools, the 7(a) loan and the 504 loan,...
by Admin | Sep 25, 2025 | Becoming Bankable, Economic Insight, SMB Leadership, Strategy Planning
In a recent post, we highlighted a paradox in the small business landscape: optimism was climbing, but investment lagged. The latest NFIB Small Business Economic Trends report (August 2025) shows the same pattern playing out in financing. Borrowing Is at Its Lowest in...