Digital Payment Adoption for Small Businesses: From Cash Decline to Digital Growth

by Admin | Sep 18, 2025 | Becoming Bankable, Business Strategy, Profitability, SMB Leadership

For small businesses, how customers pay is just as important as what they buy. Customers Are Choosing Digital According to the Empowering Small Business 2025 report recently published by the US Chamber of Commerce, between one-third and two-fifths of small business...

Small Business Tariff Impact 2025: Early Warning Signs Every Owner Must Know

by Admin | Aug 28, 2025 | Business Strategy, Economic Insight, Profitability, SMB Leadership

The small businesses that pay tariffs directly to US Customs saw their costs jump 170% since January 2025, serving as an early warning system for the broader economy. These direct importers are essentially economic canaries in the coal mine. They feel policy changes...

When Business Optimism Doesn’t Equal Investment: Another Small Business Paradox

by Admin | Jul 24, 2025 | Economic Insight, Profitability, Strategy Planning

Small businesses are caught in an unprecedented puzzle. From October 2024 to June 2025, NFIB data reveals how small businesses moved from pre-election caution to post-election optimism, only to return to hesitancy as evolving tariff-related policies created new...

Is Your Business Lender-Ready? Capital Readiness for Small Business in Today’s Tight Credit Market

by Admin | Jul 17, 2025 | Becoming Bankable, Business Strategy, Profitability, SMB Leadership

A Goldman Sachs survey published this past June confirmed what many business owners already know — affordable capital is getting harder to access. Even established, employer-based businesses ready to grow, expand, or hire are being forced to pause. Not because of lack...

97% vs 33%: The Import Imbalance Reshaping Small Business Strategy

by Admin | Jul 10, 2025 | Profitability, Strategy Planning

The Current Landscape While tariff headlines dominate business news, there’s a fundamental market reality that matters more for long-term planning: small businesses represent 97% of U.S. importers but control only 33% of import value. This structural imbalance...

The Great Small Business Paradox: More Entrepreneurs, Fewer Employees

by Admin | Jul 3, 2025 | Profitability, Strategy

Recent economic data shows: more people are starting businesses, but small business employment declined. According to the SBA’s General Economic Bulletin for First Quarter 2025, self-employment reached 17 million people by late 2024—a record high. Yet small...