by Admin | Oct 23, 2025 | Becoming Bankable, Business Strategy, Economic Insight, SMB Leadership
The latest NFIB Small Business Economic Trends report shows that optimism among small business owners declined in September for the first time in three months. The Small Business Optimism Index fell to 98.8 (down 2.0 points from August), while the Uncertainty Index...
by Admin | Oct 16, 2025 | Becoming Bankable, SMB Leadership, Strategy Planning
A Persistent Decline in Credit Quality For the 13th consecutive quarter, banks are reporting a decline in small business credit quality, according to the recently published Federal Reserve Bank of Kansas City’s Q2 2025 Small Business Lending Survey. While interest...
by Admin | Sep 25, 2025 | Becoming Bankable, Economic Insight, SMB Leadership, Strategy Planning
In a recent post, we highlighted a paradox in the small business landscape: optimism was climbing, but investment lagged. The latest NFIB Small Business Economic Trends report (August 2025) shows the same pattern playing out in financing. Borrowing Is at Its Lowest in...
by Admin | Sep 18, 2025 | Becoming Bankable, Business Strategy, Profitability, SMB Leadership
For small businesses, how customers pay is just as important as what they buy. Customers Are Choosing Digital According to the Empowering Small Business 2025 report recently published by the US Chamber of Commerce, between one-third and two-fifths of small business...
by Admin | Jul 31, 2025 | Becoming Bankable, Economic Insight, SMB Leadership
Recent Federal Reserve data reveals a troubling inefficiency in small business financing that should concern every business leader. The numbers don’t just show disparities—they expose a fundamental market failure. The Math Doesn’t Add Up Here’s what...
by Admin | Jul 17, 2025 | Becoming Bankable, Business Strategy, Profitability, SMB Leadership
A Goldman Sachs survey published this past June confirmed what many business owners already know — affordable capital is getting harder to access. Even established, employer-based businesses ready to grow, expand, or hire are being forced to pause. Not because of lack...