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Is Your Business Lender-Ready? Capital Readiness for Small Business in Today’s Tight Credit Market

Is Your Business Lender-Ready? Capital Readiness for Small Business in Today’s Tight Credit Market

by Admin | Jul 17, 2025 | Becoming Bankable, Business Strategy, Profitability, SMB Leadership

A Goldman Sachs survey published this past June confirmed what many business owners already know — affordable capital is getting harder to access. Even established, employer-based businesses ready to grow, expand, or hire are being forced to pause. Not because of lack...
97% vs 33%: The Import Imbalance Reshaping Small Business Strategy

97% vs 33%: The Import Imbalance Reshaping Small Business Strategy

by Admin | Jul 10, 2025 | Profitability, Strategy Planning

The Current Landscape While tariff headlines dominate business news, there’s a fundamental market reality that matters more for long-term planning: small businesses represent 97% of U.S. importers but control only 33% of import value. This structural imbalance...
The Great Small Business Paradox: More Entrepreneurs, Fewer Employees

The Great Small Business Paradox: More Entrepreneurs, Fewer Employees

by Admin | Jul 3, 2025 | Profitability, Strategy

Recent economic data shows: more people are starting businesses, but small business employment declined. According to the SBA’s General Economic Bulletin for First Quarter 2025, self-employment reached 17 million people by late 2024—a record high. Yet small...
The Small Business Financing Divide: Where Credit Risk Leads

The Small Business Financing Divide: Where Credit Risk Leads

by Admin | Jun 26, 2025 | Becoming Bankable, Strategy Planning

The small business financing landscape is gradually splitting into two distinct worlds. Recent data from the Federal Reserve’s 2025 Small Business Credit Survey reveals a striking reality: as credit risk increases, businesses migrate from traditional banks to...
Improving Profitability for Small and Mid-Sized Businesses (SMBs)

Improving Profitability for Small and Mid-Sized Businesses (SMBs)

by Admin | Aug 8, 2022 | Profitability

Profitability is still the primary goal for most small- to mid-sized businesses (SMBs). Without it, any sized business will struggle to survive in the long run. This is why improving profitability by careful monitoring and planning for the future should be a key...
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Recent Posts

  • The Margin Squeeze: What’s Really Driving Up Costs for Small Businesses in 2025
  • Rising Uncertainty, Slowing Optimism: What Small Businesses Are Signaling Now
  • Small Business Credit Quality Is Declining: What It Means for Borrowing Power
  • Federal Contracting Reforms Claimed to Ease Small Business Access
  • SBA Refines Loan Options for Manufacturers with FY 2026 Fee Waiver

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