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Small Businesses Are Borrowing Again, Mostly on Lines of Credit

Small Businesses Are Borrowing Again, Mostly on Lines of Credit

by Admin | Jul 30, 2026 | Becoming Bankable, Business Strategy, SMB Leadership

We have tracked the decline in small business applicant credit quality across 15 straight quarters through 4Q25, and in 1Q26 it declined again, the 16th in a row. What changed is on the demand side. According to the latest Federal Reserve Bank of Kansas City Small...

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