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Immigrant-Owned Businesses: Getting Approved Isn’t the Problem. Getting Fully Funded Is.

Immigrant-Owned Businesses: Getting Approved Isn’t the Problem. Getting Fully Funded Is.

by Admin | May 28, 2026 | Becoming Bankable, SMB Leadership, Strategy Planning

Access to capital is often framed as approval versus denial. The data suggests something more nuanced. According to the Federal Reserve’s 2026 Small Business Credit Survey: Chartbook on Immigrant-Owned Firms, 44% of immigrant-owned businesses were fully approved for...
Small Businesses Are Using AI, But Not to Replace Workers

Small Businesses Are Using AI, But Not to Replace Workers

by Admin | Apr 9, 2026 | AI Adoption, SMB Leadership, Strategy Planning

Artificial intelligence is often discussed as a technology that will replace jobs. But the reality inside many small businesses looks different. Recently published Federal Reserve data shows that 46% of small businesses report currently using AI tools, while another...
Small Business Credit Readiness: Why Lenders Still Say No

Small Business Credit Readiness: Why Lenders Still Say No

by Admin | Mar 26, 2026 | Becoming Bankable, Business Strategy, SMB Leadership

Last week, we discussed how credit shapes small business lender readiness. So, what actually happens when a loan request moves from conversation to credit review? Recently published Federal Reserve data gives us a clearer picture. In the 2026 Report on Employer Firms,...

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