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The Margin Squeeze: What’s Really Driving Up Costs for Small Businesses in 2025
The key to protecting your margins: understanding which specific costs are hitting YOUR industry hardest and having a targeted strategy to address them.
Rising Uncertainty, Slowing Optimism: What Small Businesses Are Signaling Now
The latest NFIB Small Business Economic Trends report shows that optimism among small business owners declined in September for the first time in three months. The Small Business Optimism Index fell to 98.8 (down 2.0 points from August), while the Uncertainty Index climbed to...
Small Business Credit Quality Is Declining: What It Means for Borrowing Power
Credit quality does not fall overnight. It reflects months, and often years, of operating with tight margins, higher costs, or unbalanced cash flow.
Federal Contracting Reforms Claimed to Ease Small Business Access
For small business owners, the proposed reforms could make the federal marketplace more accessible. Simplified acquisition procedures are expected to speed up smaller awards, creating entry points for first-time contractors.
SBA Refines Loan Options for Manufacturers with FY 2026 Fee Waiver
The SBA’s Manufacturing Loan Program (MLP) tailors 7(a) and 504 loans for manufacturers, with the new MARC option focused on working capital. For FY 2026 only, SBA will waive upfront fees on 7(a) loans up to $950,000 and all fees on 504 loans.
Small Business Financing Trends: When Optimism Meets Profit Pressure
Even as inflation readings ease, business owners remain cautious about taking on new obligations when their ability to service debt is under pressure.